How I Learned To Save And Pay Down Debt (At The Same Time)
When I graduated college, building a savings account was the least of my concerns. Like many other new post-grads, I was consumed with the idea of paying off my $31,000 in student loans as quickly as...
View ArticleHow I Paid off $11K of Student Debt in 13 Months
Like most of my friends and colleagues, I was #blessed to accumulate a generationally-appropriate amount of student loans throughout the pursuit of my academic endeavors. I’m working in a field that I...
View ArticleThe Truth About Buying A Home When You Have Serious Student Loan Debt
These days, everywhere you look, coverage of student loan debt — and how it impacts millennials’ futures — is simply everywhere. The average 2015 college graduate has roughly $35,000 dollars in debt....
View Article8 Resources For Everyone Who Feels Like They’re Drowning In Student Debt
Recently, we received an email from a very concerned mother looking for financial advice for her young daughter. She told us that her daughter graduated from college with roughly $130,000 in debt....
View Article11 20-Somethings On Their Biggest Financial Insecurity
Everyone has their own financial insecurity that causes them stress and anxiety. For me, it’s the fact that I don’t have nearly enough money saved compared to what I thought I would have at this point...
View Article11 Real-Life Stories Of How Women Paid Off $20K+ Of Debt
Over the past few weeks, I’ve been reading through some truly incredible stories of how individuals, specifically women, have paid off huge amounts of debt. As of today, I have just shy of $21,000 in...
View ArticleEverything I Learned From Taking Out A $15K Loan I Didn’t Need
I would definitely consider myself an impulsive consumer. I have always appreciated, loved, and fully engaged in frivolous spending, even when I didn’t have the funds to do so. When I was a teenager, I...
View ArticleThe Scary Financial Choice 42% Of Millennials Are Making
Recently, I came across an article that talked about the damaging personal finance habits of millennials called “Why Are Millennials Turning To Payday Loans And Pawn Shops?” written by Kristen Doerer....
View ArticleI Bought A Home At 23, And Here’s Why I’m Giving It Up To Rent
I’m generally a hard-core credit improvement supporter, but at the heart of it all, I really want to be financially healthy and debt-free. (And these, of course, are not mutually exclusive.) For me,...
View ArticleWhy I Won’t Pay My Child’s College Tuition
Sounds a bit harsh, doesn’t it? It may be an unpopular choice to make, but I’ve thought about this a lot, and think it would be best for all involved. First to preface, I’m not a parent. I actually...
View ArticleHow Post-Grads Fall Into Debt (When They Least Expect It)
Yesterday, I came across a post on the Words of the Web called “How Regular People Fall Into Debt” and the four paragraphs I found under the headline hit surprisingly close to home. I have always...
View ArticleHow To Pay Off $10k Of Credit Card Debt In 18 Months
While browsing through CNN Money yesterday, I was looking through their recommended articles and found an expert article about the fastest ways to pay off $10k of debt, published on The Lending Tree....
View ArticleWhat Happened When I Finally Told My Family I’m Over $100k In Debt
Growing up, my family nickname was “the golden child.” I found this out when I was 16 years old. My brother and sister thought I had it made. As the golden child, I got good grades and spent my free...
View ArticleWhat You Need To Do If Your Finances Are A Mess & You Don’t Know Where To Start
My early 20s were rough. A lot of things were going wrong for me, but the worst part was that I was burying myself in a deep hole of dumb financial choices and all the emotional debris that went with...
View ArticleDear Old People: Stop Judging Me For My Debt
Ah, millennials and student loan debt. It seems like everyone has something to say about student loans, especially if they don’t have any. And while I appreciate the (unsolicited) advice, I’d like to...
View ArticleWhat I Wish I Could Say To The People Who Tell Me I’m “Too Frugal”
It’s human nature to compare ourselves to others. We often evaluate ourselves based on how we stack up compared to those around us. As much as we may try not to judge others for the choices that they...
View ArticleHow One Guy Went From Jobless & 43k In Debt To A Debt-Free Homeowner In 2.5...
When it comes to personal finance stories, few are more compulsively-readable (in my humble opinion) than a total transformation in terms of savings, debt, income, and outlook. It’s gotten to the point...
View ArticleHow I Went From $50k In Savings To Pawning My Engagement Ring Within Two Years
On TFD, you see a lot of stories about people who have gone from rags to riches through hard work and determination. A lot of “I managed to save or pay off X in X time,” which is incredibly impressive....
View Article3 “Bad” Financial Choices That Actually Helped Me After I Defaulted On My Loans
By the time I finally began facing my financial problems, both my federal and private student loans were in default and had gone to collections. At this point, my credit score was in the tubes and my...
View ArticleHow My FOMO-Based Spending Landed Me In $10K Of Debt
FOMO, also known as the “fear of missing out” is that anxious feeling you get when you think you’ll miss out on something legendary if you don’t go to parties A, B, and C, or have products X, Y, and Z....
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